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AB Housing Realty

NRI Corner — Pune & PCMC

Research Pune property from wherever you are

MahaRERA-verified new builder projects, video walkthroughs and POA-friendly closing — coordinated by our NRI desk across time zones.

Reviewed by AB Housing Realty

Quick answer

Can NRIs buy new builder property in Pune? Yes — NRIs, OCI and PIO holders can buy residential and commercial property (not agricultural land) subject to FEMA/RBI rules, funded via NRE/NRO and banking channels, with repatriation up to USD 1M per year. Confirm eligibility, taxes and remittance with your advisers.

Why Pune

Why NRIs choose Pune

IT corridor, livability and rental demand — without guaranteed-return language. Cross-check every claim with RERA and your advisers.

Hinjewadi–Wakad corridor

Immediate rental catchment from Hinjewadi IT Park and Mumbai–Bengaluru highway access.

Explore Hinjewadi →

Liveability + schools

Baner, Kharadi, Viman Nagar and Aundh offer established social infrastructure for family use.

All localities →

RERA-verified stock only

We show only published + approved builder projects with MahaRERA numbers and source links.

Browse verified projects →

Who can buy and what

FEMA/RBI summary only — not legal advice. Confirm with your legal adviser. Source: RBI.

Buyer typeEligibleNot eligible
Indian passport NRIResidential, commercialAgricultural land, farmhouse
PIO / OCI card holderResidential, commercialAgricultural land, farmhouse
Foreign national (non-PIO)Subject to FEMA conditionsGenerally restricted — seek legal advice

Money, tax and repatriation — at a glance

Indicative only — confirm with your bank and CA. No guaranteed returns.

TopicWhat NRIs should know
FundingNRE/NRO/FCNR accounts via banking channel; home loan up to ~80% LTV subject to bank eligibility.
Paying the builderRemittance through banking channel with FEMA declaration; keep bank advice slips.
RepatriationSale proceeds up to USD 1M per financial year under FEMA after taxes and documentation. Rental income fully repatriable after taxes.
Tax — saleTDS on sale is higher for NRIs; capital gains depend on holding period (LTCG/STCG). DTAA relief may apply.
Tax — rentTDS on rent (around 30% under current rules) plus return filing obligations.

*Not tax or FEMA advice. Verify current TDS and DTAA rates with your CA and bank.

Power of Attorney and remote closing

01

POA drafting

Special POA for property purchase, sale and registration — drafted per builder format and reviewed by your lawyer.

02

Attestation at Indian consulate

Executed and attested at the Indian embassy/consulate in your country of residence.

03

Adjudication in India

POA adjudicated at the collector’s office / sub-registrar in Maharashtra within prescribed time.

04

Document execution

POA holder signs sale deed and related documents before the sub-registrar.

05

Handover via POA holder or family

Possession, key handover and society formalities coordinated with your family/POA holder.

Video KYC and virtual site tours are available for shortlisting — final registration still requires POA or personal presence.

End-to-end journey with AB Housing

From first brief to POA closing — coordinated across your time zone.

01

Share brief + time zone

Locality, budget, 2/3 BHK, timeline, self-use vs investment — plus your WhatsApp country code.

02

Curated shortlist

Only public + RERA-verified projects with evidence, price context and possession dates.

03

Video call + virtual tour

Walkthroughs, floor plans and document review over video — no site visit needed yet.

04

Builder intro + checks

Builder documents, demand structure and bank coordination — with your lawyer/CA in loop.

05

POA closing + hand-off

Registration via POA/family and post-purchase coordination for maintenance and rent.

Localities NRIs research most

LocalityProfileExplore
Kharadi Verified new residential and commercial builder projects in Kharadi, Pune — curated by AB... View →
Hinjewadi Verified new residential and commercial builder projects in Hinjewadi, Pune — curated by A... View →
Baner Verified new residential and commercial builder projects in Baner, Pune — curated by AB Ho... View →
Wakad Verified new residential and commercial builder projects in Wakad, Pune — curated by AB Ho... View →
Punawale Verified new residential and commercial builder projects in Punawale, PCMC. Review project... View →
Ravet Verified new residential and commercial builder projects in Ravet, PCMC — curated by AB Ho... View →
Moshi Verified new residential and commercial builder projects in Moshi, PCMC — curated by AB Ho... View →
Charholi Verified new residential and commercial builder projects in Charholi, PCMC — curated by AB... View →
All localities →

Verified stock

NRI-relevant projects — verified stock

MahaRERA-verified only. Prices are indicative — confirm the written cost sheet with the developer.

Browse all verified projects →

Common NRI questions

Can an NRI or OCI buy property in Pune?

Yes — NRIs and OCI holders can buy residential and commercial property (not agricultural land) under FEMA. Use NRE/NRO funding via banking channel and keep RBI/FEMA compliance. Confirm with your lawyer.

Do I need to visit India to buy?

No — a registered POA attested at the Indian consulate and adjudicated in India lets your POA holder register and take possession on your behalf.

How much can I repatriate?

Up to USD 1M per financial year from sale proceeds after taxes, plus full rental repatriation after TDS. Limits and documents are bank-specific.

What taxes apply?

Sale and rent attract NRI TDS rates higher than residents; capital gains depend on holding period. DTAA by treaty country may reduce withholding — ask your CA.

Can I get a home loan while abroad?

Yes — NRI home loans up to ~80% LTV are offered against NRE/NRO income, subject to visa, income and property eligibility. Sanctions are bank-specific.

What documents do I need?

Passport/OCI, PAN, overseas address proof, employment letter, 6-month NRE/NRO statements and POA if buying remotely. Builder and bank may ask for more.

Not legal, tax or FEMA advice. Verify with independent advisers and the MahaRERA guide.

NRI desk

Talk to the NRI desk

Share your brief and time zone — we shortlist only verified projects and coordinate video calls around your availability. Average response under 4 hours.

AB Housing Realty Pvt. Ltd.

Office No. 603, ANP Landmark, Near Bhumkar Chowk Road, Opposite Golden Care Hospital, Bhumkar Nagar, Wakad, Pune, Maharashtra 411057

MahaRERA Agent: A52100021653

Hours: Tue–Sun 10:00–19:00

By submitting you agree to our Privacy Policy. We reply on WhatsApp/email/phone per your preference. No extra cost for POA coordination.

NRI consultation — 24-hr response

All fields marked * are required. We use your details only to respond to this enquiry.

We reply within 24 hours. Average response under 4 hours.

Important: AB Housing Realty provides discovery and advisory support only. Obtain independent legal, tax, finance and remittance advice before any purchase. Prices are indicative — confirm the written cost sheet with the developer.

Ready to invest from abroad?

Start with a shortlisted, RERA-verified set — then a video call around your time zone.

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